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FRIDAY 25 SEPTEMBER· STOCKHOLM · THE DAY IN 5 STORIES

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ISK explained: Sweden's investment savings account for shares and funds

An investment savings account, or ISK, lets you buy and sell shares and funds without declaring every trade. Its simpler tax treatment also creates costs that an ordinary securities account does not.

By DailySweden11 August 20262 min read
An electronic market board displays changing share prices and percentage movements.
Kaptan Ravi Thakkar / CC BY-SA 4.0

An investment savings account, usually called an ISK in Sweden, is a wrapper for shares, funds, bonds and cash. You choose the investments and can sell or switch them, but the account changes when tax is charged and what the bank reports for you.

The ISK guide from Konsumenternas says an ISK is not an investment in itself. The available shares, funds and other financial instruments depend on the bank or investment company, and each product can carry its own fees. Money is not

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